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Even if you’re totally ready to take that next step and try marriage counseling, you might be put off by how expensive it can be. Therapy sessions can run you hundreds of dollars a month! At the same time, you can usually be sure that you are paying for quality services from an accredited professional. Cheaper options may not be as good, but you are eager to find an alternative. So is there such a thing as good, cheap or free online marriage counseling? We’d like to share with you what we've learned about online marriage services.

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There are four types of online help available for your marriage – audio files and video, e-books and resource pages, live counselors, and Power of Two Online.

Audio and Video

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Many of the folks offering online marriage counseling are actually selling a collection of audio files that you can listen to. These are often videos of live group sessions run by a self-proclaimed “marriage guru.” Some may come with a workbook. These services are far from free online marriage counseling. In fact, they tent to be just as expensive as in-person therapy! On the plus side, you can watch the material over and over and it keep it with you. On the other hand, you will be paying premium price without a therapist who actually knows you and can give you advice specific to your needs.

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Example CD/DVD programs:

Downloads and E-mail Series

Other sites offer online info-pages, e-books, articles and/or e-mail series. These may be free or are at least much cheaper than a CD/DVD set. At the same time, simply reading information is not the most effective way to save your marriage. Unfortunately, it’s easy to read it, get inspired for a moment, and then forget it. These resources may be more affordable, and at the same time you may not feel you are getting much lasting out of them.

Example download/e-mail programs:

Live Online Marriage Counseling

Some practitioners are beginning to offer web or phone-based remote counseling. This is great for couples who want the convenience of a therapist making a house call! At the same time, you run into all the problems of a regular therapist. Sessions are very expensive, you have to sit down with your spouse and dish to a stranger about your relationship, and you have to schedule sessions during the therapists’ working hours, which are often when you want to be working too!

Example online marriage counseling options:

So where can I get real free online marriage counseling?

Power of Two Online

Unfortunately, there is not yet a reliable, effective and completely free online marriage counseling option out there. However, Power of Two was developed by a grant from the US Federal Government to be the most affordable, wrap-around and personalized marriage resource available. Power of Two Online is the only fully online program scientifically proven to improve your marriage and costs less than a few bucks a day! The program combines the best of all the above marriage help options: the multimedia of CDs/DVDs; the at-your-own-pace digestibility of a marriage book; and the personal attention of your own marriage coach.

Sign up now and start messaging your coach right away!

PandaTip: A memorandum of agreement is a kind of cooperative agreement that is intended to document the understanding of certain parties (two or more) related to their cooperation on a project or in the achievement of an objective. Unlike a memorandum of understanding, a memorandum of agreement is more likely to impose certain obligations on the parties.

This Memorandum of Agreement (this “MOA” or this “Memorandum of Agreement”) is made and entered into on this [DAY] day of [MONTH] [YEAR] (“Effective Date”) by and between:

[PARTY 1], a [PARTY 1 STATE OF INCORP] company, with an office located at [PARTY 1 ADDRESS]; and

[PARTY 2], a [PARTY 2 STATE OF INCORP] company, with an office located at [PARTY 2 ADDRESS];

What is a memorandum of agreement?
A memorandum of agreement is a cooperative agreement between two or more parties, documenting the details of the collaboration, but different from a memorandum of understanding, the agreement is more likely to impose obligations on those involved.

1. PURPOSE & SCOPE.

The purpose of this Memorandum of Agreement is to set forth the terms and conditions, scope of work and responsibilities of the parties associated with their collaboration on [DESCRIBE COOPERATIVE PROJECT].

Specifically, both parties will cooperate to develop [SPECIFICS AND OBJECTIVES RELATED TO PROJECT].

2. BACKGROUND.

Both parties see the benefits of this project, have a desire to pursue the project and have determined that each brings unique expertise and experience necessary to accomplish the objectives outlined above.

[PARTY 1] has unique expertise and experience in the following areas:

PandaTip: This section provides context as to why the parties got together in the first place. What is the value add of each party? What expertise or experience do they have that benefits the team as a whole?

[PARTY 2] has unique expertise and experience in the following areas:

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3. [PARTY 1] RESPONSIBILITIES.

PandaTip: As stated in the first paragraph above, an MOA imposes certain legal obligations. This section makes that perfectly clear. It is here that you want to state what each party’s responsibilities will be in the partnership or cooperation.

[PARTY 1] shall undertake the following activities under this MOA:

4. [PARTY 2] RESPONSIBILITIES.

[PARTY 2] shall undertake the following activities under this MOA:

5. TERMS AND CONDITIONS.

It is mutually understood and agreed by and between the parties that:

1. Each party takes legal and financial responsibility for the actions of its respective employees, officers, agents, representatives and volunteers. Each party agrees to indemnify, defend and hold harmless the other to the fullest extent permitted by law from and against any and all demands, claims, actions, liabilities, losses, damages, and costs, including reasonable attorney’s fees, arising out of or resulting from the indemnifying party’s acts or omissions related to its participation under this Memorandum of Agreement, and each party shall bear the proportionate cost of any damages attributable to the fault of such party, its officers, agents, employees and independent contractors. It is the intention of the parties that, where fault is determined to have been contributory, principles of comparative fault will be applied.

2. Each party, at its sole cost and expense, shall carry insurance or self insure to cover its activities in connection with this MOA, and obtain, keep in force and maintain, insurance or equivalent programs of self-insurance, for general liability, workers compensation and business automobile liability adequate to cover its potential liabilities hereunder.

3. This MOA may be amended from time to time by mutual agreement of the parties in a written modification signed by both parties.

4. This MOA may be terminated by mutual agreement of the parties, and shall automatically terminate upon completion of all responsibilities as stated herein, unless otherwise amended.

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The parties shall each be solely responsible for any and all costs associated with their responsibilities under this MOA.

7. EFFECTIVE DATE AND SIGNATURE.

This Memorandum of Agreement shall be effective upon the date of the last party to sign this MOA below. The parties indicate agreement with this Memorandum of Agreement by their signatures below.

[PARTY 1]

____________________________ ______________

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[NAME], [TITLE] DATE

[PARTY 2]

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